Life Insurance is a very simple answer to a very difficult question:
How will my Family manage when I die?
It's a subject no one really wants to think about, but if someone depends on you financially, it is one that you cannot and should not, avoid.
There are many types of Life Insurance, but for all of them the bottom line is the same:
Pay Cash to your Family after you die, allowing your loved ones to remain financially secure.
Life Insurance payments can be used to cover daily living expenses, mortgage payment, outstanding loans, college tuition and other essential expenses.
The Death-Benefit proceeds of a Life Insurance policy are almost never subject to Federal Income Taxes.
You have worked hard to establish a solid financial framework for your family-with investments, home equity, a savings plan, retirement accounts.
Life Insurance is the Foundation upon which it all rests.
It can guard against the need for your loved ones to make drastic changes to future plans when you die.
Certain types of Life Insurance even have a Built-In Cash Accumulation feature that can help you reach savings goals.
We all need Life Insurance.
Many who already have it may need to update or check on coverages or beneficiaries.
I can help you find and check what needs to be done.
Call me for a free interview including a fact finder that will show us what you need to be concerned about.
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