Subsidies and credits in the Marketplace or Exchange

For those people who don't have access to affordable, minimum essential health coverage can buy a health plan from the Marketplace, or exchange, and get a credit or subsidy if they meet income requirements. Credits and subsidies help with the cost of premiums and out-of-pocket health care expenses.

To be eligible for one of these two, your income must be between 133% and 400% of the federal poverty level. 

For an individual, that equals $15,282 to $45,960 per year in 2013.
For a family of four, that equals $31,322 to $94,200 for year 2013. 

Those who meet the income level, can get a Tax Credit  that may be applied to any level exchange plan (bronze, silver, gold, or platinum).

The Cost Sharing Subsidy is available to those who earn up to 250% of federal poverty level and enroll in a silver exchange plan only.