Thursday, July 3, 2014

CD Alternative Can Provide Benefit

Many of my clients today have become very comfortable with investing in CD's.  They invest in them more out of habit than anything else.  Here are some questions you can ask yourself the next time you consider a CD:
  • Am I looking for guaranteed principal?
  • Am I looking for tax deferral?
  • Am I looking for a guaranteed income stream?
  • Am I looking for potentially higher interest returns than what I am currently getting with my Bank CD's?
If you answer "Yes" to any of these questions, you may to look at one of my Deferred Annuities. 


While both a CD and an annuity can offer you a guarantee of principal, my Annuities off other benefits that CDs do not, including tax-deferred growth, a guaranteed income stream in the future, and a higher potential interest rates.


And with my Flexible Premium Annuity, you also have the ability to add additional money to your account at any time during the contract term, something you cannot do with most CD's.


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