Marketplaces Enrollment-Phase I and II

Phase I:
Open enrollment for the Federal Marketplaces, or Exchanges, will begin October 1, 2013 and will run through December 15th, 2013.  This enrollment for the Marketplaces will coincide with the AEP or the "Over 65" Annual Enrollment Period.  For those who enroll during this period, their coverage will be effective January 1, 2014.  If you miss this enrollment period, there will be a Phase II enrollment period.
Phase II:
This enrollment will begin December 16, 2013 and run through March 31, 2014.  The effective date of coverage for this phase will be either the first of the month following enrollment, or the first of the 2nd month following enrollment depending on the time of the month enrolled.
If you miss both of these enrollment periods, you will not be eligible for coverage until enrollment opens up again on October 1st 2014. 

There will be help on these premiums. It will be based on a percentage of the FPL or Federal Poverty Level.  Help with premiums isn't just for low income.  For example based on a family of 4, incomes below $94,000 per year will be eligible some kind of help with premiums.

If your plan is currently considered "Grandfathered" you may be exempted from some of the other changes. 

Best to reach out to me and we can talk about the changes you will be seeing with your heathcare.
As a certified and licensed Agent, I can help steer you to the best possible options.