Dependent Coverage to Age 26

The PPACA requires dependents under age 26 be covered regardless of marital, student, residency or financial status. The Department of Health and Human Services requires plans to cover those:

• Currently enrolled on the plan
• Previously terminated from the plan
• Never enrolled on the plan

Spouses and children of dependents are not eligible unless the plan already covers these individuals.

Until 2014, grandfathered plans are not required to cover dependents that have access to another employer-sponsored plan.